Our Management Team

Chairman of the Board

In 1992, with two employees, Clif Crabtree founded First Continental Mortgage, Ltd. Under Clif's guidance, the operation grew into a nationwide mortgage lending firm. Since his entry into the mortgage business in 1973, Clif has earned and maintained his reputation as an industry leader. He has served as president of the Houston Mortgage Bankers’ Association and is actively involved in industry issues. Clif's continued leadership and vision have ensured the company’s commitment to its business plan of developing and successfully operating mortgage partnership opportunities with home builders.


Chief Executive Officer

Andy Perlman is responsible for the development of partner relationships with home builders nationwide. Andy has 19 years of experience in home-building operations and he understands the needs and issues that are most important to our home-builder partners. He maintains frequent communication with our builder clients and works closely with them to ensure that their needs and their buyers’ needs are satisfactorily handled. Andy's insight is critical to the continued refinement of our business strategy as it comes from a builder’s perspective.


Stuart Williams
President/ Residential Mortgage Loan Originator

Stuart Williams has been with First Continental Mortgage for 16 years and oversees production of the Central Texas and Colorado markets. Stuart has been a mortgage professional for over 25 years. His knowledge and understanding of the mortgage industry is invaluable. The company looks to his leadership and insight into industry trends to help guide and reach its broader long-term initiatives.

Stuart holds a Bachelor of Science in Business from Arizona State University.


Cecil Pounds
Executive Vice President / Residential Mortgage Loan Originator
# 326055

Cecil Pounds has been in the mortgage industry for over 20 years. Starting in Houston, Texas he began as a Loan Originator. Cecil grew up in Houston, Texas and went on to graduate with a Bachelor’s in Management from Texas State University. Much of Cecil’s career has been in upper management of the mortgage industry. Over the years, he has established long term relationships with many customers and it is always a pleasure to assist them in their dream of homeownership.

Now located in Austin and San Antonio, Texas, Cecil spends his time with wife Brette and sons Stratton and Hayes when he’s not working. He coaches his son’s basketball and baseball teams and loves to hunt and fish when he can.






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